Small Business Supportive Services


At TCG, our approach toward business owner’s risk is essentially to control costs by managing risk. Every day, we assess, guide and service business owners regarding coverage appropriate for their specific needs. We help navigate the best solutions for each situation, and our carriers have the experience to provide a wide variety of industry specific solutions across the broad spectrum of issues.

Risk assessment by definition requires innate knowledge of business, in general, and specific knowledge and understanding of your business, in particular. Evaluating your needs in detail and protecting them fully is our mission, since proper assessment of risk is a critical component in the financial health of your company.

Over time, we’ve recognized that many business owners, especially small business and MWVBE owners, need more in-depth guidance and foundational support in order to launch and sustain healthy business practices. To fill those needs, we offer business planning and management services which address many facets necessary for organizational success. Through the use of rigorous discussion, analysis, coaching, and monitoring, we gain a crystallized view of your business to provide sound advice and direction for your overall business and protection needs.

Our President, David Cayemitte, in his delivery of this service, draws from many years of invaluable experience performing high-level risk management underwriting for Fortune 100 companies. His professionalism along with his personal commitment to mentorship, constantly inform the thoroughness of his approach. His seasoned and well experienced staff share his passion to provide unparalleled support and service.

These comprehensive and detailed planning services are structured as one-time fee, hourly fee structure, or on an ongoing fee basis, depending upon your needs.


Risk Management Services

Building a good business foundation involves developing the proper infrastructure from the ground up. Establishing proper risk management strategies is critical to the strength of a business, both long and short term. Particularly for companies in the growth phase of development ($1 to $25 million in revenue), the management of risk is often completely neglected due to the cost involved. (Larger companies usually devote entire departments to risk management.) Smaller companies may make a strategic foundational error in neglecting this aspect of their business because they believe the cost of a risk manager is prohibitive. Later, as the business matures, this can prove to have been a key failure in planning for growth. Risks are always present and should always be addressed whether a business is in its infancy or maturity. Good habits bred early will trigger good outcomes later and pay dividends rather than festering problems. The solution: outsourcing of risk management as an efficient cost-saving measure. At TCG, we offer affordable fee/hourly-based risk management services to help protect your balance sheet now, and in the future.

Insurance and Risk Analysis

Are you one of the many business owners overlooking or avoiding the critical component of risk and insurance analysis? It’s a complicated and time-consuming area yet it is critical to the health of an organization. The first step in risk and insurance analysis is a demanding process of identifying potential financial and physical loss issues through fact finding. Secondly, transposing those findings into balance sheet exposures must be done to provide a clear picture of risk exposure and insurance needs. Many firms avoid this and focus solely on premium pricing. At TCG, we work closely with our business clients as an advisor to help give focus to this often neglected area of business risk. In our process of analysis, we measure, identify and, when appropriate, use insurance to reduce risks and the associated costs of risk. Ironically, an analysis may even reveal options to reduce exposure without the use and cost of insurance. Whether you’re managing, eliminating or transferring risk with insurance, we’ll help affirm which method or combination of methods best suits your business needs.

Bonding Assessment Services

Contractors often face many barriers to entry in securing bonding. And the jobs that need a bond are often the most lucrative, making for a frustrating “catch-22”. At TCG, we walk with you through this complicated process and guide you along the requirements to qualify for bonding. “Are you bondable?” is just the first of many detailed questions that must be answered. The Cayemitte Group’s staff has a depth and breadth of industry experience that provides the expertise to assist clients to qualify for the largest bonding programs possible. We take into account financial presentation, co-qualifications, contract history, contract size and experience to elevate your business to the next level of growth and opportunity. The Cayemitte Group has proudly assisted many firms in “crossing the bridge” from no bond line to securing bonding capacity that is significant and ongoing. As a first step, start the bonding pre-qualification process via our on-line portal.

Back Office Support Services

The Cayemitte Group offers a menu of back office support services to respond to the varied and complex needs of small businesses in general and the MWBE construction community in particular. Keenly aware that “one size does not fit all,” methodical assessment and candid conversation with each client help to outline the most beneficial programs and services to insure growth and success. TCG enjoys robust partnerships with Subject Matter Experts in key fields of business services. Through these collaborations, TCG can offer an umbrella of targeted supportive services based on the personalized needs of each of its clients regardless of a company’s size and/or profile. The umbrella of services includes the following areas key to business health and growth:
Financial Systems Development and Support
  • Financial Plans and Budgeting
  • QuickBooks Accounting
  • Invoicing Systems
  • Payroll Systems
  • CFOs for Hire
Business Marketing and Support
  • Strategic Planning and Development
  • Capability Statements
  • Marketing Plans
  • Logo and Identity
  • Branding and Advertising
  • Website Development
  • Social Media
  • Direct Mail Campaign Development
Human Resources Infrastructure Development and Support
  • Job Descriptions and Job Classifications
  • Recruitment and Onboarding
  • Compensation and Benefits
  • Performance Management
  • Training and Development
  • Compliance, Health and Safety
  • Employee Handbooks
IT Infrastructure and Support
  • IT Systems Development
  • Network Security
  • Help Desk Support
  • Backup and Disaster Recovery
  • IT Consulting

Client Testimonial

Winston Warner Jr.
CEO Premier Enterprise Co. Inc.

"It is with great pleasure that I endorse and support The Cayemitte Group (TCG) and its exemplary team of professionals. It is the hard work, refined skill and tenacity of this group that has helped propel my firm to a new level of growth and success."
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Responding to the Paradox
with a
Pioneering Solution

Building and Sustaining
Subcontractor Capacity
for the Future


As a minority-owned and certified full-service insurance brokerage and surety bonding firm, The Cayemitte Group is proud to partner with each of its clients to assist in managing corporate risks and position firms for opportunity and growth. TCG’s multidisciplinary approach offers a wide range of strategic, advisory risk management and consulting services, including capital management support. Our unique area of specialty is the development and support of small, veteran, minority and women-owned business enterprises (MWVBEs) via financial and operational capacity-building and education programs to help access capital and open doors to opportunity.

We welcome you to explore how we can be of service to you.

Responding to the Paradox
with a
Pioneering Solution

Building and Sustaining
Subcontractor Capacity
for the Future