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Workers’ Compensation

Injuries and deaths among United States workers cost billions of dollars and millions of total lost work days, cutting into every dollar of pre-tax company profit.

Workers’ compensation insurance provides benefits to employees for work-related injuries. Coverage includes medical care and a portion of lost wages when the employee is unable to work. Workers’ compensation insurance also provides benefits for the employee’s dependents if the employee dies during work-related duty.

State laws require most employers to carry workers’ compensation insurance.

Statutory benefits prescribed in state law are provided by an employer to an employee (or the employee’s family) due to a job-related injury (including death) resulting from an accident or occupational disease. The Employers’ Liability insurance agreement pays on behalf of the insured employer all sums the insured firm may become legally obligated to pay as damages because of bodily injury sustained by any employee during the course of his/her employment.

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Responding to the Paradox
with a
Pioneering Solution

Building and Sustaining
Subcontractor Capacity
for the Future

Services

As a minority-owned and certified full-service insurance brokerage and surety bonding firm, The Cayemitte Group is proud to partner with each of its clients to assist in managing corporate risks and position firms for opportunity and growth. TCG’s multidisciplinary approach offers a wide range of strategic, advisory risk management and consulting services, including capital management support. Our unique area of specialty is the development and support of small, veteran, minority and women-owned business enterprises (MWVBEs) via financial and operational capacity-building and education programs to help access capital and open doors to opportunity.

We welcome you to explore how we can be of service to you.

Responding to the Paradox
with a
Pioneering Solution

Building and Sustaining
Subcontractor Capacity
for the Future