TCG Approach and Market Access
Small Firm Services With Large Firm Reach
The Cayemitte Group’s refined process and approach is to directly apply our years of underwriting experience and perspective to our clients’ most complex needs. As a result, we are better able to assist clients in mitigating organizational risks, specifically balance sheet risk exposures. Rather than focus solely on transacting insurance and bonding coverage, we pledge to assist clients to properly manage risk and to position for growth and opportunity.
By deftly utilizing our underwriting knowledge and experience, TCG can translate risk so that underwriters feel both comfortable and compelled to provide our clients with the most competitive product. The Cayemitte Group advantage is its possession of underwriting knowledge regarding products, industry trends, pricing, terms and conditions in the Management Liability, Property and Casualty (P&C) and Surety Bonding arenas. In fact, our team offers 40 years of contractor specific P&C expertise.
The Cayemitte Group has access to national insurance carriers and has strategically partnered with global brokers Marsh, Arthur J. Gallagher and Beecher Carlson, allowing the firm to meet the back office, loss control and claims management services required by large and complex business placements.
TCG is NIMBLE, with the ability to work independently AND to partner strategically.
In addition, TCG’s knowledge of surety bonds runs deep as these products are our business, each and every day. Unlike general agents, we can readily answer bonding-related questions and guide a contractor toward growth. We are committed, have market access and enjoy well-developed relationships with senior-level executives at various bonding companies. We work with the world’s largest A+ rated sureties as well as boutique “A” or better rated sureties that specialize in bonding emerging contractors. We are very pleased to have helped, to date, 46 firms to qualify for $136 million in surety credit, writing bonds as small as $50,000 and as large as $20 million. We help emerging contractors to optimize their insurance portfolio so that it protects their balance sheets as they grow. We review their policies to assure that they meet contractual requirements when they bid on projects.