An Owner Controlled Insurance Program (OCIP) or “wrap-up program” is a coordinated insurance program for construction projects. An OCIP, unlike traditional construction insurance coverage, provides eligible participants of a construction project with general liability, excess liability and typically workers’ compensation coverage under one program so there are uniform limits in place and the Owner does not impact the experience on their stand-alone insurance program.

 A Contractor Controlled Insurance Program (CCIP) is a specific insurance program purchased by general contractors to coordinate general liability, excess liability and possibly workers’ compensation insurance for construction projects. Also called wrap-up insurance, CCIPs are controlled by contractors rather than project development owners.

With years of experience handling these complex programs, TCG staff offers refined expertise in these areas.