Risk Management Services

Building a good business foundation involves developing the proper infrastructure from the ground up. Establishing proper risk management strategies is critical to the strength of a business, both long and short term. Particularly for companies in the growth phase of development ($1 to $25 million in revenue), the management of risk is often completely neglected due to the cost involved. (Larger companies usually devote entire departments to risk management.) Smaller companies may make a strategic foundational error in neglecting this aspect of their business because they believe the cost of a risk manager is prohibitive. Later, as the business matures, this can prove to have been a key failure in planning for growth. Risks are always present and should always be addressed whether a business is in its infancy or maturity. Good habits bred early will trigger good outcomes later and pay dividends rather than festering problems. The solution: outsourcing of risk management as an efficient cost-saving measure. At TCG, we offer affordable fee/hourly-based risk management services to help protect your balance sheet now, and in the future.

Insurance and Risk Analysis

Are you one of the many business owners overlooking or avoiding the critical component of risk and insurance analysis? It’s a complicated and time-consuming area yet it is critical to the health of an organization. The first step in risk and insurance analysis is a demanding process of identifying potential financial and physical loss issues through fact finding. Secondly, transposing those findings into balance sheet exposures must be done to provide a clear picture of risk exposure and insurance needs. Many firms avoid this and focus solely on premium pricing. At TCG, we work closely with our business clients as an advisor to help give focus to this often neglected area of business risk. In our process of analysis, we measure, identify and, when appropriate, use insurance to reduce risks and the associated costs of risk. Ironically, an analysis may even reveal options to reduce exposure without the use and cost of insurance. Whether you’re managing, eliminating or transferring risk with insurance, we’ll help affirm which method or combination of methods best suits your business needs.

Bonding Assessment Services

Contractors often face many barriers to entry in securing bonding. And the jobs that need a bond are often the most lucrative, making for a frustrating “catch-22”. At TCG, we walk with you through this complicated process and guide you along the requirements to qualify for bonding. “Are you bondable?” is just the first of many detailed questions that must be answered. The Cayemitte Group’s staff has a depth and breadth of industry experience that provides the expertise to assist clients to qualify for the largest bonding programs possible. We take into account financial presentation, co-qualifications, contract history, contract size and experience to elevate your business to the next level of growth and opportunity. The Cayemitte Group has proudly assisted many firms in “crossing the bridge” from no bond line to securing bonding capacity that is significant and ongoing. As a first step, start the bonding pre-qualification process via our on-line portal.

Back Office Support Services

The Cayemitte Group offers a menu of back office support services to respond to the varied and complex needs of small businesses in general and the MWBE construction community in particular. Keenly aware that “one size does not fit all,” methodical assessment and candid conversation with each client help to outline the most beneficial programs and services to insure growth and success. TCG enjoys robust partnerships with Subject Matter Experts in key fields of business services. Through these collaborations, TCG can offer an umbrella of targeted supportive services based on the personalized needs of each of its clients regardless of a company’s size and/or profile. The umbrella of services includes the following areas key to business health and growth: